Digital Account
The PayZu Digital Account API is a bank account via API. You operate balance, receive Pix, send Pix and TED, transfer between PayZu accounts, generate statements, query profile and use credit card — all in real time, 24/7. Ideal for personal wallets, business accounts, ERPs and platforms that need banking-as-a-service.
| Group | Endpoints | Typical use |
|---|
| Deposits | 4 | Receive payments via dynamic Pix, generate receipt, refund |
| Withdrawals | 6 | Pix (key/QR/data), TED, internal transfer |
| Account Management | 4 | Balance, profile, statement, performance summary |
| Aspect | Value |
|---|
| Endpoints | 13 grouped in 3 areas |
| Authentication | Bearer token |
| Content-Type | application/json (required) |
| Amounts | In reais (BRL), never cents |
| Webhooks | Exponential retry up to 72 attempts |
| Availability | 24/7, Pix processing in seconds |
| Aspect | Digital Account | Pix Processamento |
|---|
| Focus | Full bank account (Pix, TED, card, transfer) | High volume of pure Pix |
| Outputs | Pix, TED, QR, bank data | Only Pix |
| Base URL | https://pix.payzu.io/v1 | https://api.payzu.processamento.com/v1 |
| Endpoints | 13 | 29 |
| Ideal for | Wallet, ERP, banking-as-a-service | Marketplace, gateway, payouts |
